KYC Risk Evaluation Management (REM) is an AML function that is responsible for conducting a risk evaluation of new and existing clients with certain high-risk attributes. A risk evaluation is a holistic assessment of these high-risk attributes reviewing in conjunction with the client’s KYC Profile to determine whether to on-board or maintain the relationship from an AML perspective. To achieve this goal, a REM analyst needs to be able to understand risk concepts, identify root causes, and analyze complex issues. As such, responsibilities include: **Responsibilities**: - Understanding the applicable Global KYC Policies, Standards and Procedures - Assess various components of the KYC Profile to support the disposition of the client. This may include: Client Information, Ownership Structure, Name Screening Matches, EDD, Product Profile, and Local Requirements. - Identify and analyze interconnected risks within a KYC Profile - When necessary, independently investigate risks components to understand context and resolve material issues - Provide clear, concise, and self-sustaining risk analyses that support the ultimate disposition of each KYC Profile reviewed - Disposition each KYC Profile in a timely and effective manner - Provide advice from an AML perspective on issues escalated by the Business - Escalate AML concerns or any significant suspicious activities to senior management - Support management with provision of accurate weekly and monthly metrics if requested - Ability to review KYC Profiles with higher risk characteristics (Category A Negative News, AML Program issues, etc.) - Responsibilities may evolve as the program dictates Qualifications: - 3+ years of relevant work experience in AML - Bachelor’s Degree and AML Certification preferred - Proficient in English language and Portuguese preferred is a plus - Effective verbal and written communication skills in both languages - Ability to critically think and assess complex issues - Recent working knowledge of AML legislation and regulatory requirements. - Ability to rapidly comprehend new and complex products. - Commitment to understanding country-specific principles and business knowledge related to AML regulations. - Proactive, organized, and ability to work independently with mínimal supervision. - Must be able to manage and complete multiple tasks on time. - Understanding appropriate escalation and follow-up methods when potential AML risk is identified. - Ability to independently refer to policies and procedures and put into context with regards to this role. **Education**: - Bachelor’s degree/ University degree or equivalent experience in AMLJob Family Group: Compliance - **Job Family**: AML Execution - Time Type: Full time - Most Relevant Skills Communication, Data Analysis, Laws and Regulations, Planning and Organizing, Referral and Escalation, Report Writing, Risk Identification and Assessment, Risk Remediation. - Other Relevant Skills Professional Judgement, Writing Skills. View Citi’s EEO Policy Statement and the Know Your Rights poster.