Summary: US Based Company seeking Underwriting Specialist Key Responsibilities: - Process credit score records, retrieve credit reports, and determine eligibility thresholds. - Conduct background checks, document findings, and flag issues for review. - Verify income documentation for traditional, self-employed, and other non-traditional income sources. - Review bank statements, P&L; statements, and other financial documents to ensure accuracy and compliance. - Collaborate with applicants to address missing or unclear documentation and provide templates when necessary. - Ensure files are complete and compliant before submission to underwriting. - Troubleshoot common challenges, such as inconsistent bank deposits or unverified income, with proactive solutions. - Adhere to minimum income requirements and cash reserve guidelines, recommending alternatives where necessary. Qualifications: - 3+ years of experience in loan processing, underwriting, or a similar role. - Proficiency in reviewing diverse income sources and financial documents. - Strong understanding of credit and background verification processes. - Excellent communication skills and ability to liaise with applicants professionally. - High attention to detail and organizational skills to manage multiple files simultaneously. - Familiarity with income verification tools and platforms is a plus. Work Hours: - Available to work U.S. Eastern Time Zone hours. Join us to play a critical role in ensuring a seamless underwriting process while delivering excellent service to applicants and clients!