About Accion Accion is a global nonprofit on a missionto create a fair and inclusive economy for the nearly two billionpeople who are failed by the global financial system. We developand scale responsible digital financial solutions for smallbusiness owners, smallholder farmers, and women, so they can makeinformed decisions and improve their lives. Through targetedinvestment strategies, advisory solutions, and expert thoughtleadership, we work with local partners to develop and scalecheaper, more accessible, and customer-friendly financialsolutions. Since 1961, Accion has helped build 267 financialservice providers serving low-income clients in 75 countries,reaching 440 million people. More at https://www.accion.org. AboutAccion Advisory We are a diverse and close-knit global team withone common social purpose: building a financially inclusive worldfor small businesses and low-income households. The Advisory teamis composed of deep technical experts who are passionate aboutempowering partners in emerging markets to better reach and betterserve their end customers. Guided by this ambition, we collaboratewith diverse organizations dedicated to meeting the financial needsof low-income communities and businesses, including banks, digitalplatform providers, FinTechs and others. We provide strategic andoperational support to enhance our partners' capabilities andmaximize their impact on underserved populations. We connect localecosystem actors, harnessing philanthropic capital, digital publicinfrastructure, and the latest technologies to test, improve, andscale responsible financial solutions that enable small businessowners and their families to improve their economic well-being.Position Summary The Latam Digital Lending and Risk ManagementDirector reports to the Regional Program Manager, with a dottedline to the Vice President of Advanced Analytics and Risk. Thisposition will be responsible for designing credit risk products,rolling out credit performance analytics, and developing decisiontools based on advanced machine learning and artificialintelligence in the Latin America region. The role will createinnovative frameworks and tools that facilitate partnershipsbetween Financial Service Providers (FSP)s and digital platforms,Fintechs, and alternative data providers, thereby promoting theadoption and scaling of digital financial products. As the RegionalLead Advanced Analytics and Risk (AAR), this position willrepresent AAR for Latam within the global context. Some keyresponsibilities include guiding the creation and implementation ofdigital strategies and product definition, leading innovationdiscussions for project teams, collaborating with other regionalleads and cross-functional teams to define and develop AARroadmaps, overseeing the application and adoption of frameworks,tools and techniques both internally and project teams, ensuringAdvisory Standards of Excellence are met. The ideal candidate willhave proven expertise in data analytics and risk management,leveraging MSE-focused digital credit and embedded finance, with abackground working across a diverse range of models, includinge-commerce, fast-moving consumer goods, the gig economy, and supplychain management. This position can be based in Mexico or Bogota.Must be fully bilingual in English and Spanish. PositionResponsibilities Advanced Analytics & Risk - Design andimplement cutting-edge strategies utilizing Machine Learning andAI-assisted risk management and decision tools, enhancing bothtraditional and alternative data-based decision-making processes. -Develop comprehensive risk management standards and credit policiesthat guide businesses through all phases of the digital creditcycle, from product definition to collections. - Lead the creationof segmentation tools that assess profitability and risk, enablingthe development of targeted solutions for prospects and customersto drive engagement and growth. - Partner with financial entitiesto evaluate portfolio indicators, offering insights and tools forrisk mitigation to Senior Management, ensuring robust and informeddecision making. - Direct the implementation of risk andprofitability models, forging strategic partnerships with Fintechs,platforms, and data providers to support Credit & MarketingActivities to enhance account growth, customer acquisition, andportfolio profitability. - Empower partners with state-of-the-arttools to manage delinquencies and minimize credit related losses.Guide collection efforts through informed proactive collectionstrategies. Project Management - Lead the project from the proposalstage through execution in collaboration with partners, ensuringsuccessful alignment with the partner executive teams and theirBoards. - Engage with senior managers of partner organizations tocreate and shape business strategies and subsequent projectinitiatives, fostering a culture of innovation and growth. - Buildand maintain cross-functional stakeholders through proactivecommunication and advocacy driving buy-in and commitment to aunified transformation vision. - Create robust frameworks andguidelines for platforms using embedded finance, leveragingbusiness and technology strategies to achieve desired end states. -Ensure project changes are effectively integrated into thebusiness, owned by the business, and facilitated through effectivepartner interactions between teams, leveraging IT resources. -Prepare status reports and disseminate project outcomes, sharinginsights and tools, challenges, and possible risks, and overallprogram health. Deliver learning and exchange opportunities,blogging, submitting articles, and/or case studies for internallearning and external sector-wide knowledge sharing purposes. -Source and manage external consultants and manage related budgets.Advanced Analytics and Risk Regional Lead - Effectively representand communicate the value of the team’s Advanced Analytics and RiskManagement service offering and how it can be integrated intoAccion’s advisory solutions for client FSPs. - Contribute to theoverall strategy and operations of Accion Advisory by providinginsights on trends, areas for growth, and market positioning inAdvanced Analytics and Risk Management. - Build Accion’s capacityby documenting and sharing project results and disseminatingpractical information and tools through various knowledge exchangemediums such as brown bags, team meetings/debriefs, workshops,blogging, webinars, etc. - Collaborate with the product developmentpractice area and provide risk guidance and ensure best riskmanagement practices for market access strategies, adoptionstrategies, and consumer- and client-centered design integration. -Serve as a subject matter expert in digital credit and productdevelopment and embedded finance for FSP and platform players.Position Qualifications - 12+ years of experience in managementconsulting, holding a leadership role, or a related field. -Experience in MSE-focused technology businesses and/or Fintech; afinancial services background is required. - MBA or Master's inrelevant area, or BA with equivalent experience. - Proven expertisein Statistical Modeling, credit risk modeling and analysis, DataMining, and Finance. - Knowledge of portfolio risk and managementwithin the financial industry. A clear understanding of portfoliorisks related to vintage and delinquency trends. - Knowledge ofmarket and operational risks. - Excellent cost management andproject management skills. - Proven experience in embedded finance,supply chain finance, and/or credit for e-commerce. - Excellentknowledge of and experience in Micro and small business financialproducts and services. - Deep understanding of technology andinnovation driving the digital consumer banking business. - Strongknowledge of best practices in digital lending, includingauthentication, credit scoring, customer relationship management,and fraud mitigation best practices. - Experience inconceptualizing new products and business models in a digital andtechnology-driven environment. - Knowledge of digital bankingarchitectures and architecture approaches. - Experience in projectmanagement, including planning and implementation. - Team playerwho actively develops relationships and is eager to share knowledgewith colleagues and clients. - Flexibility in approach and awillingness to adapt quickly, taking initiative in unstructuredenvironments with limited supervision. - Strong analytical skillsacross strategy, finance, consumer adoption, and new channels andtechnology. - Passion toward social sector and keenness towardtechnology-enabled business models. - Strong analytical, business,project management, and organizational skills. - Entrepreneurialand commercially minded, highly creative, and able to innovatequickly. - Ability to take a persuasive stand on difficult issuesand on behalf of project stakeholders. - Demonstrated strongbusiness development and negotiation skills. - Excellentmulti-tasking skills with a positive can-do attitude with anapproach of no job is too small or too big. - Ability to structureand scope complex problems and apply a range of analytical tools todevelop solutions. - Excellent verbal and written communicationskills, especially in English and Spanish. - Interested in ourmission and working globally. Travel Requirement - Ability totravel regionally and internationally 30 to 40%. To be consideredfor the role, please submit your resume in English.#J-18808-Ljbffr