About PayU PayU, a leading payment and fintech company operating in over 50 high-growth markets across Asia, Central and Eastern Europe, Latin America, the Middle East, and Africa, is part of the Prosus group, one of the world's largest technology investors. We are redefining the online buying and selling experience for our 300,000 + merchants and millions of consumers. As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments daily. About the role The Merchant Risk Strategist will manage the organization’s financial policies in the short and mid-term, considering financial, accounting, economic, and regulatory factors. The primary goal is to ensure profitability and maximize shareholder value. Responsibilities include monitoring and controlling the budget, building financial models, and creating indicators to assess business initiatives' profitability. What you will do Design, control, and monitor financial policies to achieve business objectives. Supervise processes for managing financial resources aligned with corporate goals. Implement controls to monitor key financial KPIs and ensure they meet organizational targets. Develop financial models to support decision-making for ongoing initiatives and new ventures, focusing on profitability. Coordinate, prepare, and present financial data to the Board of Directors and Shareholders. Review financial data for accuracy and reasonableness in financial statements. Prepare financial projections, track deviations, identify causes, and propose corrective actions. Manage the company’s budget, ensuring optimal allocation of financial resources. Forecast economic resources, ensure compliance with approvals, and optimize profitability. Monitor budget deviations and suggest corrective measures. Ensure compliance with regulations, tax, and accounting laws in income, expenditure, and budget tracking. Analyze the competitiveness of business lines, especially regarding market rate structures. Supervise third-party service contracts, ensuring adherence to agreements and rates. Engage with regulatory bodies like the Statutory Auditors, Financial Superintendence of Colombia, Internal and External Audit, UGPP, and DIAN for compliance. What you need to succeed Bachelor's degree in Industrial Engineering, Business Administration, Economics, or related fields, with a specialization or master’s in Finance or Financial Management. 4 to 6 years of experience leading financial areas, especially FP&A, with expertise in financial, accounting, and tax processes. Proficiency in English, both written and spoken. Excellent communication and presentation skills. Advanced skills in Microsoft Excel, including formulas, pivot tables, and data visualization. Practical knowledge of programming languages like Python and VBA, especially for automating financial analyses and reporting. Experience in credit risk management is a strong plus. About us At PayU, our vision is to build a world without financial borders where everyone can prosper. We provide financial services and products in high-growth markets, extending the reach of financial services through investments, credit offerings, and online commerce support. As part of Prosus, we leverage extensive resources and expertise to make a significant impact. Learn more at www.payu.com . Our Commitment to Building a Diverse and Inclusive Workforce We are committed to creating a diverse, inclusive, and safe environment across all locations. Our leadership fosters transparency, flexibility, and unbiased attention to every individual, regardless of gender, race, ethnicity, disability, or LGBTQ status. We promote an environment where everyone feels valued, heard, and empowered to speak up. We have zero tolerance for prejudice of any kind. #J-18808-Ljbffr