**Job Title**: Health Insurance Medical Underwriter **Location**: Medellin **Employment Type**: Full-Time, Hybrid. Monday to Friday **Job Purpose** **Key Responsibilities** - **Review Medical History**: Analyze the pertinent medical history of new and existing applicants to assess the degree of risk and decide on policy issuance. - **Provide Insurability Options**: Recommend coverage options within the company’s parameters, claims costs, and plan availability. - **Client & Agent Communication**: Answer questions from agents and policyholders regarding products, exclusions, and claims decisions. Provide expert medical opinions when necessary to address cases of fraud or misrepresentation. - **Collaboration**: Work effectively with field representatives, medical personnel, and other teams to obtain additional information as needed for proper risk evaluation. - **Daily Operations**: Handle complex underwriting tasks with mínimal supervision, analyze results, and make informed recommendations based on findings. - **Confidentiality Compliance**: Ensure that all client and medical information remains confidential and adheres to privacy standards. - **Continuous Learning**: Stay updated on new medical developments to improve underwriting effectiveness. **Minimum Qualifications** - **Education**: Medical Degree - **Experience**: Minimum of 2 years as a medical underwriter in a health or life insurance setting - **Medical Expertise**: Solid understanding of medical conditions and their impact on insurability - **Market Experience**: Familiarity with the Latin American insurance market - **Languages**: Proficient in Portuguese, Spanish, and English - **Technical Skills**: Proficient in Microsoft Office Suite (Excel, Word, Outlook) - **Soft Skills**: - Strong interpersonal and communication skills - Excellent judgment and problem-solving abilities - Detail-oriented, proactive, and self-motivated - Effective planning and organizational skills - Collaborative team player - and substance-free workplace to ensure the safety and well-being of all employees.** At ttg, "**We believe in making a difference One Person at a Time,**" ttg OPT.