**Financial Consultant (M/F/d)* - Regional Centre South America**:The role of the Financial Consultant focuses on client financial analysis and solution development. **Location**Bogotá, Colombia The Financial Consultant is well-versed in accounting principles and financial modeling and is able to link the results of analyses with potential reinsurance solutions for our clients in South America. The Financial Consultant function is part of the Client Management organization within the Regional Centre South America and the position will be located in our Bogotá office. Your job **Perform Industry & Market Analyses**: - Evaluate industry trends and market research to supplement and lay the groundwork for client financial analyses. - Analyze the insurance cycle, identify indicators, and define relevance for Munich Re's current strategy. - Stay current on regulations and supervisory recommendations relevant to Munich Re and our clients. - Track developments and latest trends in the financial and capital markets with respect to significant M&A; transactions within the industry and pass on the respective information to relevant stakeholders. **Perform Financial Analyses of Clients (Assessment & Prognosis)**: - Conduct profitability analyses of client contracts and compare with the overall direction of the greater portfolio. - Identify business opportunities for Munich Re by performing detailed analyses of the client's balance sheet, income statement, and other financial information. - Perform ratio analyses to evaluate the clients' business, operating and financial situation. - Assess and evaluate client's risk profile, financial strength ratings, and rating capital. **Evaluate Products & Develop Reinsurance Solutions**: - Work closely with the Client Managers to improve the client experience. - Perform impact analyses of existing reinsurance programs and develop proposals for future development. - Generate ideas (based on analyses) for reinsurance solutions that match the clients' needs and motivations. - Evaluate possible risk transfer solutions for the client by analyzing traditional and non-traditional reinsurance products. **Perform Competitor Analyses**: - Evaluate information on competitors' capabilities and value propositions. - Evaluate competitor performance through interpretation of financial statements, ratios, and other KPIs. - Evaluate client attitudes towards competitors and their products through interaction with client teams. **Participate in Client Meetings, External & Internal Events**: - Translate analytical findings and ideas for reinsurance solutions into high-quality client presentations and client pitches. - Development of adequate support material for client managers, e.g. client profiles, documentation of client strategies and the subsequent conclusions for Munich Re, presentations for marketing events, etc. - Development of presentations and trainings for other external and internal business partners. - Actively participate in the development of client projects and initiatives **Profile**: - University degree or equivalent preferably in Economic Sciences (knowledge of economics, accounting, financial reporting, etc.), Finance, Mathematics, Actuary or commercial training with approximately 5 years of relevant working experience. - Broad knowledge of the financial services industry, preferably with a focus on reinsurance / primary insurance and/or capital markets. - Strong analytical skills and business acumen. Ability to translate data into relevant business insights. - Good project management and time management skills. - Good communication skills with staff at all levels in different countries; interpersonal and problem-solving skills are vital. - Good presentation skills. Ability to present ideas/thoughts/solutions to senior executives in the business. - Languages: fluency in both English and Spanish. - Good mastery of computer software (especially MS Excel and MS PowerPoint). About us - You will work in an environment where we think big: Change and culture are continuously role-modeled. We create and articulate a compelling and ambitious shared purpose, vision and direction. We pave the way towards success and see failure as a learning - You are going to experience that we care & dare: We are empathetic. We know when to lead and know when to let others lead. We attract, grow and coach future leaders - We communicate in a clear & authentic way: We interact with a positive and humble spirit. We solicit feedback, ask and listen, learn and unlearn - You will grow with your clients: Whatever our role, we support business, in an efficient and effective way, to create value for our clients. We embrace new ways of working leveraging digitalization to deliver solutions - We lead the We: We have a passion for winning and growing as a team. We inspire people to be capable of joint performance. We create an inclusive environment where different thoughts, generations, cultures, an