About Addi We are a leading financial platform,building the future of payments, shopping, and banking—a worldwhere consumers and merchants can transact effortlessly, growtogether and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than20,000 merchants, making Addi Colombia’s fastest-growingmarketplace. We provide banking solutions (deposits, payments,unsecured credit) and commerce services (e-commerce, marketing)using state-of-the-art technology, bridging the financial gap formillions and redefining how people experience financial freedom. Asthe country’s leading Buy Now, Pay Later provider, we have securedregulatory approval to operate as a bank, unlocking even greateropportunities for our customers. In the past year, we have alsoachieved profitability, reinforcing the strength of our businessmodel and our ability to scale sustainably. Our mission has earnedthe trust of world-class investors, including Andreessen Horowitz,Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees,Notable Capital, Quona Capital, Union Square Ventures, Victory ParkCapital, and more, who back our vision for the future. With theirsupport, we are not just growing—we are transforming LatinAmerica’s financial ecosystem and shaping the next generation toshop, pay, and bank in Colombia. But what truly sets us apart ishow we build. We are a conscious company, driven by deep experiencein scaling technology, services and products, and we live by ourvalues every day. About the Role This is where you come in. Below,you’ll find what this role is all about—the impact you’ll drive,the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading. What’sthe mission you’ll drive Strengthen our risk management frameworkto meet AML and Compliance regulatory requirements as we transitioninto a regulated financial entity. This role will support ourgrowth by improving due diligence in onboarding processes, riskassessments, and regulatory reporting, ensuring adherence toregulations while maintaining operational efficiency. The SeniorAML KYC Analyst will work closely with different teams to ensureour processes align with our risk appetite and business strategy. What you will do 1. Strengthen AML and compliance processes toimprove counterparties risk assessment and ensure regulatoryadherence. This involves: - Assist in risk profiling, KYC (KnowYour Customer) due diligence, and enhanced due diligence reviews,ensuring a thorough evaluation of customer risks and adherence toregulatory requirements. - Ensure effective PEP (Political ExposePerson), Sanctions, and adverse media screening by supportingcomprehensive reviews, enhancing screening processes, and refiningescalation protocols for timely and accurate risk assessment. 2. Maintain strong AML and Compliance practices while optimizingregulatory compliance and internal controls. This includes: -Ensure adherence to AML and Compliance policies, collaborating toimprove screening, monitoring, and risk evaluation processes. -Support regulatory audits and internal controls, preparingcompliance documentation and reports, when needed. - Contribute tothe implementation of risk-based assessments aligned with local AMLand Compliance requirements. 3. Identify ways to streamline AMLprocesses to maintain compliance and operational efficiency: -Identify opportunities to streamline KYC screening, onboarding, andmonitoring processes, recommend enhancements for betterdecision-making. - Collaborate with data teams to leverage reportsand insights that enhance KYC effectiveness. 4. FosterCross-Functional Collaboration to Embed Compliance into BusinessStrategy: - Work closely with Risk, Legal, Operations, and Productteams to ensure AML and Compliance requirements are effectivelyembedded into business processes without disrupting customerexperience. - Support the design and implementation ofcompliance-related initiatives by providing insights on regulatoryrequirements, process improvements, and risk mitigation strategies. - Assist in the development and monitoring of AML and Compliancetraining programs to ensure teams across the company understandregulatory obligations and best practices. 5. Support in the Designand Development of End-to-End Operational Workflows andComprehensive AML/CFT Regulations. - Assist in the process ofdefining end-to-end operational workflows for AML/CFT-relatedprocesses. - Support the development of comprehensive AML/CFTcompliance manuals and procedures. 6. Develop and maintain SQLqueries and Python scripts in Databricks to extract, transform, andload data relevant for AML/CFT monitoring, reporting, and analysis. What we’re looking for - Educational Background - Bachelor’s degreein Law, Business Administration, Finance, Economics, IndustrialEngineering, International Relations, or a related field. - ProvenAML/KYC experience - Minimum 3+ years of experience in anti-moneylaundering (AML), compliance, or risk management within fintech,banking, or a regulated financial institution. - Strongunderstanding of local AML regulations, specifically SAGRILAFT /SARLAFT frameworks. - Due Diligence & Risk Assessments:experience conducting processes like customer and counterparty DueDiligence (DD) and Enhanced Due Diligence (EDD) and adverse mediascreening for risk-based counterparty assessments. - Risk Analysis& Process Improvement - Risk Identification & Escalation:Ability to assess risk exposure, detect suspicious activity, andescalate concerns when necessary. - Process Optimization: Providerecommendations for improving AML processes, such as refiningtransaction monitoring workflows or strengthening risk assessmentmethodologies. - Data-Driven Mindset - Experience using data orreports to identify risk patterns, detect suspicious activities, orenhance compliance processes (e.g., identifying inefficiencies inKYC workflows). - Comfortable working with reporting tools,dashboards, and spreadsheets to analyze compliance metrics. -Proven ability to use data insights to: optimize risk assessmentsand decision-making, improve onboarding processes by identifyinghigh-risk customer profiles and support regulatory reporting withaccurate and data-backed insights. - Technical Understanding: goodtechnical skills (e.g., SQL) are required, as well as datainterpretation and risk modeling is essential. Collaboration &Communication; - Ability to work effectively with other teams (e.g.,Product, Engineering, Risk) to strengthen compliance controls. -Attention to detail: demonstrates precision in investigations and acommitment to delivering measurable compliance improvements. Whyjoin us? - Work on a problem that truly matters – We are redefininghow people shop, pay, and bank in Colombia, breaking down financialbarriers and empowering millions. Your work will directly impactcustomers' lives by creating more accessible, seamless, and fairfinancial services. - Be part of something big from the ground up –This is your chance to help shape a company, influencing everythingfrom our technology and strategy to our culture and values. Youwon’t just be an employee—you’ll be an owner - Unparalleled growthopportunity – The market we’re tackling is massive, and we’regrowing faster than almost any fintech lender at our stage. Ifyou’re looking for a high-impact role in a company that’s scalingfast, this is it. - Join a world-class team – Work alongsidetop-tier talent from around the world, in an environment whereexcellence, ownership, and collaboration are at the core ofeverything we do. We care deeply about what we build and how webuild it—and we want you to be a part of it. - Competitivecompensation & meaningful ownership – We believe in rewardingour talent. You’ll receive a generous salary, equity in thecompany, and benefits that go beyond the basics to support yourgrowth. How the hiring process looks like We believe in a fast,transparent, and engaging hiring experience that allows both youand us to determine if there's a great fit. Here’s what our processlooks like: - Step 1: People Interview (30 min) A conversation witha recruiter to get to know you, your experience, and what you'relooking for. We’ll also share more about Addi, our culture, and therole. - Step 2: Technical assessment A session to assess yourskills using SQL, one of our team members will ask you to solvedifferent exercises using your SQL experience - Step 3: InitialInterview (45 min) A more in-depth conversation with the hiringmanager, where we explore your skills, experience, andproblem-solving approach. We want to understand how you think andwork. - Step 4: Case Study (3-5 Days) You may receive a real-worldchallenge or case study to complete. This is a chance to showcaseyour expertise and how you approach key problems relevant to therole. We value efficiency and respect for your time, so we aim tocomplete the process as quickly as possible. Our goal is to makethis experience insightful and exciting for you, just as much as itis for us. Regardless of the outcome, we are committed to alwaysproviding feedback, ensuring that you walk away with valuableinsights from your experience with us. #J-18808-Ljbffr